Call reports 2018
KEARNEY TRUST COMPANY — 2018
What KEARNEY TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 187,926,000 | 186,629,000 | 186,962,000 | 183,238,000 |
| Total loans | 111,329,000 | 114,832,000 | 117,318,000 | 116,782,000 |
| Allowance for loan losses | 1,476,000 | 1,525,000 | 1,585,000 | 1,536,000 |
| Securities available for sale | 30,106,000 | 34,245,000 | 37,227,000 | 37,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,912,000 | 166,953,000 | 166,631,000 | 162,125,000 |
| Interest-bearing deposits | 122,588,000 | 121,063,000 | 121,678,000 | 121,656,000 |
| Noninterest-bearing deposits | 46,324,000 | 45,890,000 | 44,953,000 | 40,469,000 |
| Equity capital | 18,607,000 | 19,204,000 | 19,760,000 | 20,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,461,000 | 5,335,000 | 7,251,000 |
| Interest expense | 114,000 | 237,000 | 420,000 | 631,000 |
| Net interest income | 1,570,000 | 3,224,000 | 4,915,000 | 6,620,000 |
| Noninterest income | 245,000 | 486,000 | 743,000 | 988,000 |
| Noninterest expense | 1,126,000 | 2,307,000 | 3,474,000 | 4,809,000 |
| Provision for loan losses | 50,000 | 110,000 | 175,000 | 270,000 |
| Pretax income | 639,000 | 1,293,000 | 2,009,000 | 2,529,000 |
| Income tax | -16,000 | -16,000 | -16,000 | -16,000 |
| Net income | 655,000 | 1,309,000 | 2,025,000 | 2,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,991,000 | 19,645,000 | 20,362,000 | 20,881,000 |
| Total capital | 20,467,000 | 21,170,000 | 21,932,000 | 22,417,000 |
| Risk-weighted assets | 121,067,000 | 123,205,000 | 125,591,000 | 126,033,000 |