Call reports 2016
KEARNEY TRUST COMPANY — 2016
What KEARNEY TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,123,000 | 174,914,000 | 179,192,000 | 176,758,000 |
| Total loans | 95,238,000 | 97,074,000 | 100,173,000 | 101,616,000 |
| Allowance for loan losses | 1,449,000 | 1,467,000 | 1,476,000 | 1,451,000 |
| Securities available for sale | 28,218,000 | 29,718,000 | 30,375,000 | 28,431,000 |
| Securities held to maturity | 15,000 | 15,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,696,000 | 156,693,000 | 160,409,000 | 156,548,000 |
| Interest-bearing deposits | 118,492,000 | 120,079,000 | 119,862,000 | 118,692,000 |
| Noninterest-bearing deposits | 33,204,000 | 36,614,000 | 40,547,000 | 37,856,000 |
| Equity capital | 17,040,000 | 17,788,000 | 18,253,000 | 17,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,036,000 | 4,591,000 | 6,170,000 |
| Interest expense | 102,000 | 203,000 | 305,000 | 401,000 |
| Net interest income | 1,404,000 | 2,833,000 | 4,286,000 | 5,769,000 |
| Noninterest income | 195,000 | 404,000 | 611,000 | 819,000 |
| Noninterest expense | 1,091,000 | 2,110,000 | 3,169,000 | 4,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 508,000 | 1,127,000 | 1,728,000 | 2,197,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 508,000 | 1,127,000 | 1,728,000 | 2,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,524,000 | 17,144,000 | 17,745,000 | 18,210,000 |
| Total capital | 17,819,000 | 18,491,000 | 19,145,000 | 19,589,000 |
| Risk-weighted assets | 103,503,000 | 107,647,000 | 112,001,000 | 110,279,000 |