Call reports 2015
KEARNEY TRUST COMPANY — 2015
What KEARNEY TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 165,127,000 | 165,162,000 | 163,911,000 | 164,560,000 |
| Total loans | 93,521,000 | 95,498,000 | 96,231,000 | 98,769,000 |
| Allowance for loan losses | 1,503,000 | 1,475,000 | 1,454,000 | 1,446,000 |
| Securities available for sale | 28,647,000 | 30,007,000 | 28,473,000 | 29,040,000 |
| Securities held to maturity | 83,000 | 83,000 | 41,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,509,000 | 147,161,000 | 146,187,000 | 146,546,000 |
| Interest-bearing deposits | 115,761,000 | 114,034,000 | 112,861,000 | 112,625,000 |
| Noninterest-bearing deposits | 32,748,000 | 33,127,000 | 33,326,000 | 33,921,000 |
| Equity capital | 16,300,000 | 16,632,000 | 17,331,000 | 17,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,890,000 | 4,389,000 | 5,921,000 |
| Interest expense | 103,000 | 209,000 | 314,000 | 416,000 |
| Net interest income | 1,317,000 | 2,681,000 | 4,075,000 | 5,505,000 |
| Noninterest income | 212,000 | 406,000 | 600,000 | 798,000 |
| Noninterest expense | 973,000 | 1,952,000 | 2,961,000 | 4,144,000 |
| Provision for loan losses | 20,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 536,000 | 1,065,000 | 1,644,000 | 2,089,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 529,000 | 1,058,000 | 1,637,000 | 2,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,658,000 | 16,191,000 | 16,771,000 | 17,216,000 |
| Total capital | 16,874,000 | 17,455,000 | 18,072,000 | 18,542,000 |
| Risk-weighted assets | 96,982,000 | 100,987,000 | 103,985,000 | 105,961,000 |