Call reports 2025
SECURITY BANK OF THE OZARKS — 2025
What SECURITY BANK OF THE OZARKS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 154,266,000 | 158,180,000 | 156,826,000 | 155,050,000 |
| Total loans | 100,577,000 | 100,236,000 | 99,710,000 | 100,333,000 |
| Allowance for loan losses | 1,063,000 | 974,000 | 1,092,000 | 999,000 |
| Securities available for sale | 23,979,000 | 24,425,000 | 24,775,000 | 27,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,311,000 | 147,744,000 | 145,513,000 | 143,969,000 |
| Interest-bearing deposits | 103,208,000 | 103,521,000 | 100,926,000 | 102,252,000 |
| Noninterest-bearing deposits | 41,103,000 | 44,223,000 | 44,587,000 | 41,717,000 |
| Equity capital | 9,536,000 | 9,889,000 | 10,765,000 | 10,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,637,000 | 6,977,000 | 9,291,000 |
| Interest expense | 636,000 | 1,266,000 | 1,880,000 | 2,463,000 |
| Net interest income | 1,526,000 | 3,371,000 | 5,097,000 | 6,828,000 |
| Noninterest income | 137,000 | 308,000 | 484,000 | 538,000 |
| Noninterest expense | 1,205,000 | 2,454,000 | 3,695,000 | 4,801,000 |
| Provision for loan losses | 88,000 | 169,000 | 295,000 | 388,000 |
| Pretax income | 378,000 | 1,055,000 | 1,626,000 | 2,215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 1,055,000 | 1,626,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,215,000 | 11,552,000 | 11,943,000 | 11,735,000 |
| Total capital | 12,341,000 | 12,598,000 | 13,071,000 | 12,767,000 |
| Risk-weighted assets | 110,885,000 | 108,417,000 | 107,411,000 | 107,643,000 |