Call reports 2023
SECURITY BANK OF THE OZARKS — 2023
What SECURITY BANK OF THE OZARKS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 136,656,000 | 144,101,000 | 142,880,000 | 143,007,000 |
| Total loans | 86,107,000 | 88,404,000 | 90,961,000 | 90,264,000 |
| Allowance for loan losses | 969,000 | 1,009,000 | 960,000 | 960,000 |
| Securities available for sale | 28,132,000 | 26,132,000 | 25,214,000 | 26,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,608,000 | 136,063,000 | 135,359,000 | 133,586,000 |
| Interest-bearing deposits | 91,248,000 | 96,741,000 | 95,706,000 | 96,461,000 |
| Noninterest-bearing deposits | 37,360,000 | 39,322,000 | 39,653,000 | 37,125,000 |
| Equity capital | 7,851,000 | 7,728,000 | 7,009,000 | 9,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,235,000 | 5,139,000 | 7,134,000 |
| Interest expense | 248,000 | 570,000 | 971,000 | 1,397,000 |
| Net interest income | 1,313,000 | 2,665,000 | 4,168,000 | 5,737,000 |
| Noninterest income | 183,000 | 473,000 | 680,000 | 832,000 |
| Noninterest expense | 1,093,000 | 2,134,000 | 3,251,000 | 4,329,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 378,000 | 912,000 | 1,460,000 | 2,058,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 912,000 | 1,460,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,622,000 | 9,890,000 | 10,112,000 | 10,719,000 |
| Total capital | 10,604,000 | 10,912,000 | 11,085,000 | 11,692,000 |
| Risk-weighted assets | 96,077,000 | 99,681,000 | 102,614,000 | 101,573,000 |