Call reports 2020
SECURITY BANK OF THE OZARKS — 2020
What SECURITY BANK OF THE OZARKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 95,793,000 | 107,468,000 | 111,164,000 | 118,072,000 |
| Total loans | 67,408,000 | 69,733,000 | 72,720,000 | 71,324,000 |
| Allowance for loan losses | 687,000 | 741,000 | 781,000 | 834,000 |
| Securities available for sale | 10,249,000 | 11,148,000 | 16,345,000 | 16,574,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,765,000 | 97,839,000 | 101,402,000 | 108,106,000 |
| Interest-bearing deposits | 63,490,000 | 67,737,000 | 69,728,000 | 76,096,000 |
| Noninterest-bearing deposits | 23,275,000 | 30,102,000 | 31,674,000 | 32,010,000 |
| Equity capital | 8,915,000 | 9,482,000 | 9,543,000 | 9,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,415,000 | 3,584,000 | 4,763,000 |
| Interest expense | 132,000 | 264,000 | 388,000 | 504,000 |
| Net interest income | 1,038,000 | 2,151,000 | 3,196,000 | 4,259,000 |
| Noninterest income | 162,000 | 338,000 | 499,000 | 663,000 |
| Noninterest expense | 868,000 | 1,754,000 | 2,656,000 | 3,551,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 287,000 | 645,000 | 904,000 | 1,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 645,000 | 904,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,135,000 | 8,277,000 | 8,345,000 | 8,641,000 |
| Total capital | 8,822,000 | 9,018,000 | 9,126,000 | 9,475,000 |
| Risk-weighted assets | 71,384,000 | 75,150,000 | 79,024,000 | 79,870,000 |