Call reports 2015
SECURITY BANK OF THE OZARKS — 2015
What SECURITY BANK OF THE OZARKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,681,000 | 47,098,000 | 46,810,000 | 47,364,000 |
| Total loans | 32,727,000 | 32,730,000 | 31,639,000 | 30,784,000 |
| Allowance for loan losses | 290,000 | 293,000 | 269,000 | 271,000 |
| Securities available for sale | 5,721,000 | 6,299,000 | 5,714,000 | 6,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,869,000 | 42,366,000 | 42,068,000 | 43,173,000 |
| Interest-bearing deposits | 31,536,000 | 31,352,000 | 30,392,000 | 32,510,000 |
| Noninterest-bearing deposits | 10,333,000 | 11,014,000 | 11,676,000 | 10,663,000 |
| Equity capital | 4,260,000 | 4,183,000 | 4,192,000 | 4,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,029,000 | 1,533,000 | 2,028,000 |
| Interest expense | 46,000 | 89,000 | 133,000 | 177,000 |
| Net interest income | 476,000 | 940,000 | 1,400,000 | 1,851,000 |
| Noninterest income | 60,000 | 144,000 | 226,000 | 316,000 |
| Noninterest expense | 492,000 | 981,000 | 1,470,000 | 2,034,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 103,000 | 191,000 | 168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 103,000 | 191,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,494,000 | 3,498,000 | 3,491,000 | 3,468,000 |
| Total capital | 3,784,000 | 3,791,000 | 3,760,000 | 3,739,000 |
| Risk-weighted assets | 35,246,000 | 35,284,000 | 34,542,000 | 33,932,000 |