Call reports 2014
SECURITY BANK OF THE OZARKS — 2014
What SECURITY BANK OF THE OZARKS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 46,579,000 | 45,408,000 | 44,618,000 | 47,144,000 |
| Total loans | 32,973,000 | 33,011,000 | 32,302,000 | 33,769,000 |
| Allowance for loan losses | 317,000 | 317,000 | 319,000 | 291,000 |
| Securities available for sale | 6,248,000 | 6,169,000 | 6,152,000 | 5,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,622,000 | 40,441,000 | 39,806,000 | 41,836,000 |
| Interest-bearing deposits | 31,087,000 | 30,863,000 | 30,081,000 | 31,521,000 |
| Noninterest-bearing deposits | 9,535,000 | 9,578,000 | 9,725,000 | 10,315,000 |
| Equity capital | 4,387,000 | 4,403,000 | 4,201,000 | 4,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,070,000 | 1,600,000 | 2,134,000 |
| Interest expense | 56,000 | 110,000 | 161,000 | 211,000 |
| Net interest income | 476,000 | 960,000 | 1,439,000 | 1,923,000 |
| Noninterest income | 411,000 | 508,000 | 578,000 | 680,000 |
| Noninterest expense | 500,000 | 998,000 | 1,509,000 | 2,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 391,000 | 474,000 | 512,000 | 571,000 |
| Income tax | 0 | -10,000 | -10,000 | -10,000 |
| Net income | 391,000 | 484,000 | 522,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,771,000 | 3,733,000 | 3,517,000 | 3,536,000 |
| Total capital | 4,088,000 | 4,050,000 | 3,836,000 | 3,827,000 |
| Risk-weighted assets | 36,689,000 | 36,384,000 | 35,599,000 | 36,303,000 |