Call reports 2026
DENISON STATE BANK, THE — 2026
What DENISON STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 468,301,000 | 453,577,000 |
| Total loans | 305,516,000 | 303,743,000 |
| Allowance for loan losses | 4,348,000 | 3,103,000 |
| Securities available for sale | 115,814,000 | 117,243,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 383,894,000 | 369,333,000 |
| Interest-bearing deposits | 312,931,000 | 305,218,000 |
| Noninterest-bearing deposits | 70,963,000 | 64,115,000 |
| Equity capital | 73,541,000 | 74,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,344,000 | 12,526,000 |
| Interest expense | 1,646,000 | 3,244,000 |
| Net interest income | 4,698,000 | 9,282,000 |
| Noninterest income | 892,000 | 1,772,000 |
| Noninterest expense | 2,614,000 | 5,401,000 |
| Provision for loan losses | 1,030,000 | 1,030,000 |
| Pretax income | 1,946,000 | 4,625,000 |
| Income tax | -58,000 | -14,000 |
| Net income | 2,004,000 | 4,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,596,000 | 82,431,000 |