Call reports 2025
DENISON STATE BANK, THE — 2025
What DENISON STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 461,033,000 | 456,950,000 | 454,147,000 | 468,720,000 |
| Total loans | 297,127,000 | 296,871,000 | 296,438,000 | 308,800,000 |
| Allowance for loan losses | 3,234,000 | 3,212,000 | 3,093,000 | 3,311,000 |
| Securities available for sale | 120,907,000 | 123,768,000 | 115,873,000 | 117,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,232,000 | 375,688,000 | 369,151,000 | 383,505,000 |
| Interest-bearing deposits | 315,622,000 | 313,001,000 | 307,095,000 | 317,483,000 |
| Noninterest-bearing deposits | 66,610,000 | 62,687,000 | 62,056,000 | 66,022,000 |
| Equity capital | 65,608,000 | 67,984,000 | 71,607,000 | 71,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,938,000 | 11,928,000 | 18,050,000 | 24,334,000 |
| Interest expense | 1,847,000 | 3,635,000 | 5,405,000 | 7,182,000 |
| Net interest income | 4,091,000 | 8,293,000 | 12,645,000 | 17,152,000 |
| Noninterest income | 754,000 | 1,557,000 | 2,429,000 | 3,432,000 |
| Noninterest expense | 2,433,000 | 4,995,000 | 7,440,000 | 10,476,000 |
| Provision for loan losses | 0 | 0 | -160,000 | 1,549,000 |
| Pretax income | 2,468,000 | 4,912,000 | 7,871,000 | 8,681,000 |
| Income tax | 56,000 | 149,000 | 239,000 | 254,000 |
| Net income | 2,412,000 | 4,763,000 | 7,632,000 | 8,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,877,000 | 78,028,000 | 80,297,000 | 79,592,000 |