Call reports 2021
DENISON STATE BANK, THE — 2021
What DENISON STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 439,399,000 | 435,202,000 | 436,721,000 | 445,961,000 |
| Total loans | 236,269,000 | 244,240,000 | 237,250,000 | 241,780,000 |
| Allowance for loan losses | 3,439,000 | 3,189,000 | 3,112,000 | 3,131,000 |
| Securities available for sale | 157,065,000 | 159,063,000 | 157,535,000 | 166,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,925,000 | 336,399,000 | 337,840,000 | 347,670,000 |
| Interest-bearing deposits | 263,636,000 | 259,869,000 | 261,087,000 | 276,331,000 |
| Noninterest-bearing deposits | 78,289,000 | 76,530,000 | 76,753,000 | 71,339,000 |
| Equity capital | 57,859,000 | 59,640,000 | 60,255,000 | 59,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,483,000 | 7,018,000 | 10,609,000 | 14,143,000 |
| Interest expense | 590,000 | 1,138,000 | 1,669,000 | 2,178,000 |
| Net interest income | 2,893,000 | 5,880,000 | 8,940,000 | 11,965,000 |
| Noninterest income | 903,000 | 2,326,000 | 3,470,000 | 4,349,000 |
| Noninterest expense | 2,127,000 | 4,043,000 | 6,344,000 | 8,710,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -250,000 |
| Pretax income | 1,669,000 | 4,418,000 | 6,326,000 | 7,866,000 |
| Income tax | 63,000 | 161,000 | 235,000 | 294,000 |
| Net income | 1,606,000 | 4,257,000 | 6,091,000 | 7,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,980,000 | 58,431,000 | 59,665,000 | 60,471,000 |