Call reports 2020
DENISON STATE BANK, THE — 2020
What DENISON STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 364,644,000 | 398,476,000 | 404,123,000 | 416,289,000 |
| Total loans | 226,616,000 | 237,627,000 | 232,445,000 | 233,389,000 |
| Allowance for loan losses | 3,063,000 | 3,219,000 | 3,723,000 | 3,436,000 |
| Securities available for sale | 115,050,000 | 118,814,000 | 134,977,000 | 149,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,424,000 | 300,560,000 | 303,366,000 | 318,463,000 |
| Interest-bearing deposits | 229,414,000 | 237,896,000 | 244,702,000 | 253,699,000 |
| Noninterest-bearing deposits | 48,010,000 | 62,664,000 | 58,664,000 | 64,764,000 |
| Equity capital | 54,100,000 | 56,373,000 | 57,975,000 | 58,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,786,000 | 7,535,000 | 11,322,000 | 14,889,000 |
| Interest expense | 736,000 | 1,457,000 | 2,137,000 | 2,783,000 |
| Net interest income | 3,050,000 | 6,078,000 | 9,185,000 | 12,106,000 |
| Noninterest income | 617,000 | 1,390,000 | 2,595,000 | 3,608,000 |
| Noninterest expense | 2,034,000 | 3,849,000 | 6,002,000 | 8,379,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 250,000 |
| Pretax income | 1,632,000 | 3,372,000 | 5,534,000 | 7,093,000 |
| Income tax | 56,000 | 128,000 | 179,000 | 244,000 |
| Net income | 1,576,000 | 3,244,000 | 5,355,000 | 6,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,743,000 | 53,269,000 | 54,780,000 | 55,374,000 |