Call reports 2018
DENISON STATE BANK, THE — 2018
What DENISON STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 325,747,000 | 333,229,000 | 333,847,000 | 341,800,000 |
| Total loans | 199,757,000 | 206,438,000 | 216,050,000 | 223,437,000 |
| Allowance for loan losses | 3,416,000 | 3,018,000 | 3,046,000 | 2,857,000 |
| Securities available for sale | 106,029,000 | 104,957,000 | 95,903,000 | 96,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,193,000 | 258,640,000 | 258,031,000 | 261,036,000 |
| Interest-bearing deposits | 219,475,000 | 221,085,000 | 216,211,000 | 219,228,000 |
| Noninterest-bearing deposits | 39,718,000 | 37,555,000 | 41,820,000 | 41,808,000 |
| Equity capital | 43,549,000 | 43,735,000 | 44,025,000 | 45,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,356,000 | 9,833,000 | 13,447,000 |
| Interest expense | 488,000 | 1,028,000 | 1,635,000 | 2,261,000 |
| Net interest income | 2,639,000 | 5,328,000 | 8,198,000 | 11,186,000 |
| Noninterest income | 579,000 | 1,159,000 | 1,777,000 | 2,383,000 |
| Noninterest expense | 1,776,000 | 3,802,000 | 5,674,000 | 7,922,000 |
| Provision for loan losses | 0 | -300,000 | -300,000 | -500,000 |
| Pretax income | 1,442,000 | 2,985,000 | 4,601,000 | 6,147,000 |
| Income tax | 62,000 | 108,000 | 182,000 | 233,000 |
| Net income | 1,380,000 | 2,877,000 | 4,419,000 | 5,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,239,000 | 45,536,000 | 46,477,000 | 47,372,000 |
| Total capital | 48,184,000 | 48,554,000 | 49,523,000 | 50,229,000 |
| Risk-weighted assets | 235,122,000 | 243,538,000 | 250,464,000 | 255,800,000 |