Call reports 2017
DENISON STATE BANK, THE — 2017
What DENISON STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 319,053,000 | 321,155,000 | 319,898,000 | 327,339,000 |
| Total loans | 192,409,000 | 193,462,000 | 191,918,000 | 202,012,000 |
| Allowance for loan losses | 4,010,000 | 4,009,000 | 3,759,000 | 3,352,000 |
| Securities available for sale | 109,998,000 | 109,167,000 | 109,545,000 | 105,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,951,000 | 247,150,000 | 250,447,000 | 259,075,000 |
| Interest-bearing deposits | 218,444,000 | 211,949,000 | 214,644,000 | 219,260,000 |
| Noninterest-bearing deposits | 35,507,000 | 35,201,000 | 35,803,000 | 39,815,000 |
| Equity capital | 41,687,000 | 42,559,000 | 43,472,000 | 43,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,981,000 | 6,038,000 | 9,124,000 | 12,343,000 |
| Interest expense | 423,000 | 874,000 | 1,345,000 | 1,817,000 |
| Net interest income | 2,558,000 | 5,164,000 | 7,779,000 | 10,526,000 |
| Noninterest income | 555,000 | 1,131,000 | 1,728,000 | 2,350,000 |
| Noninterest expense | 1,735,000 | 3,693,000 | 5,491,000 | 7,723,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -700,000 |
| Pretax income | 1,378,000 | 2,602,000 | 4,316,000 | 5,853,000 |
| Income tax | 41,000 | 95,000 | 143,000 | 139,000 |
| Net income | 1,337,000 | 2,507,000 | 4,173,000 | 5,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,882,000 | 41,852,000 | 42,918,000 | 43,859,000 |
| Total capital | 44,711,000 | 44,683,000 | 45,731,000 | 46,812,000 |
| Risk-weighted assets | 225,142,000 | 225,285,000 | 224,109,000 | 235,817,000 |