Call reports 2016
DENISON STATE BANK, THE — 2016
What DENISON STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 315,889,000 | 321,643,000 | 319,807,000 | 316,595,000 |
| Total loans | 188,598,000 | 193,807,000 | 192,828,000 | 192,600,000 |
| Allowance for loan losses | 4,282,000 | 4,287,000 | 4,304,000 | 4,115,000 |
| Securities available for sale | 110,662,000 | 112,129,000 | 109,909,000 | 107,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,707,000 | 255,132,000 | 253,251,000 | 254,619,000 |
| Interest-bearing deposits | 217,378,000 | 221,616,000 | 218,218,000 | 220,425,000 |
| Noninterest-bearing deposits | 35,329,000 | 33,516,000 | 35,033,000 | 34,194,000 |
| Equity capital | 40,678,000 | 41,658,000 | 41,937,000 | 39,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,967,000 | 6,000,000 | 9,076,000 | 12,114,000 |
| Interest expense | 385,000 | 793,000 | 1,218,000 | 1,641,000 |
| Net interest income | 2,582,000 | 5,207,000 | 7,858,000 | 10,473,000 |
| Noninterest income | 562,000 | 1,131,000 | 1,733,000 | 2,356,000 |
| Noninterest expense | 1,718,000 | 3,579,000 | 5,380,000 | 7,517,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 1,426,000 | 2,759,000 | 4,211,000 | 5,412,000 |
| Income tax | 38,000 | 95,000 | 159,000 | 210,000 |
| Net income | 1,388,000 | 2,664,000 | 4,052,000 | 5,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,131,000 | 39,208,000 | 39,994,000 | 40,545,000 |
| Total capital | 41,945,000 | 42,044,000 | 42,818,000 | 43,377,000 |
| Risk-weighted assets | 223,619,000 | 225,400,000 | 224,449,000 | 225,279,000 |