Call reports 2015
DENISON STATE BANK, THE — 2015
What DENISON STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 303,835,000 | 302,492,000 | 301,354,000 | 308,594,000 |
| Total loans | 181,439,000 | 184,671,000 | 179,779,000 | 186,036,000 |
| Allowance for loan losses | 4,244,000 | 4,229,000 | 4,262,000 | 4,262,000 |
| Securities available for sale | 102,307,000 | 101,986,000 | 105,326,000 | 106,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,936,000 | 249,676,000 | 245,779,000 | 251,755,000 |
| Interest-bearing deposits | 218,691,000 | 218,303,000 | 214,123,000 | 218,105,000 |
| Noninterest-bearing deposits | 31,245,000 | 31,373,000 | 31,656,000 | 33,650,000 |
| Equity capital | 38,159,000 | 37,363,000 | 38,677,000 | 38,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,869,000 | 5,803,000 | 8,682,000 | 11,611,000 |
| Interest expense | 388,000 | 777,000 | 1,166,000 | 1,555,000 |
| Net interest income | 2,481,000 | 5,026,000 | 7,516,000 | 10,056,000 |
| Noninterest income | 517,000 | 1,071,000 | 1,651,000 | 2,170,000 |
| Noninterest expense | 1,589,000 | 3,455,000 | 5,136,000 | 7,230,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,259,000 | 2,442,000 | 3,831,000 | 4,796,000 |
| Income tax | 3,000 | 55,000 | 116,000 | 157,000 |
| Net income | 1,256,000 | 2,387,000 | 3,715,000 | 4,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,759,000 | 36,690,000 | 37,418,000 | 37,743,000 |
| Total capital | 39,403,000 | 39,380,000 | 40,080,000 | 40,499,000 |
| Risk-weighted assets | 210,010,000 | 213,629,000 | 211,348,000 | 218,966,000 |