Call reports 2026
MINNESOTA FIRST CREDIT AND SAVINGS, INCORPORATED — 2026
What MINNESOTA FIRST CREDIT AND SAVINGS, INCORPORATED reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 30,012,000 | 29,891,000 |
| Total loans | 26,036,000 | 26,908,000 |
| Allowance for loan losses | 409,000 | 409,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 25,051,000 | 24,903,000 |
| Interest-bearing deposits | 24,832,000 | 24,762,000 |
| Noninterest-bearing deposits | 219,000 | 141,000 |
| Equity capital | 4,215,000 | 4,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 533,000 | 1,086,000 |
| Interest expense | 240,000 | 480,000 |
| Net interest income | 293,000 | 606,000 |
| Noninterest income | 8,000 | 13,000 |
| Noninterest expense | 278,000 | 571,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 23,000 | 48,000 |
| Income tax | 1,000 | 2,000 |
| Net income | 22,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,215,000 | 4,230,000 |
| Total capital | 4,470,000 | 4,497,000 |
| Risk-weighted assets | 20,207,000 | 21,235,000 |