Call reports 2009
MINNESOTA FIRST CREDIT AND SAVINGS, INCORPORATED — 2009
What MINNESOTA FIRST CREDIT AND SAVINGS, INCORPORATED reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 27,021,000 | 27,758,000 | 28,375,000 | 29,213,000 |
| Total loans | 25,813,000 | 26,255,000 | 26,800,000 | 26,984,000 |
| Allowance for loan losses | 343,000 | 343,000 | 340,000 | 329,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,043,000 | 20,873,000 | 21,738,000 | 22,733,000 |
| Interest-bearing deposits | 20,043,000 | 20,873,000 | 21,738,000 | 22,733,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,049,000 | 3,096,000 | 3,145,000 | 3,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,205,000 | 1,822,000 | 2,442,000 |
| Interest expense | 217,000 | 435,000 | 644,000 | 854,000 |
| Net interest income | 379,000 | 770,000 | 1,178,000 | 1,588,000 |
| Noninterest income | 19,000 | 57,000 | 89,000 | 109,000 |
| Noninterest expense | 314,000 | 649,000 | 986,000 | 1,370,000 |
| Provision for loan losses | 10,000 | 23,000 | 48,000 | 94,000 |
| Pretax income | 74,000 | 155,000 | 233,000 | 233,000 |
| Income tax | 29,000 | 62,000 | 92,000 | 89,000 |
| Net income | 45,000 | 93,000 | 141,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,049,000 | 3,096,000 | 3,145,000 | 3,148,000 |
| Total capital | 3,281,000 | 3,336,000 | 3,392,000 | 3,401,000 |
| Risk-weighted assets | 18,457,000 | 19,146,000 | 19,741,000 | 20,241,000 |
Machine access — free, no API key
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