Call reports 2025
NEW MARKET BANK — 2025
What NEW MARKET BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 189,850,000 | 189,021,000 | 184,333,000 | 190,823,000 |
| Total loans | 112,430,000 | 111,627,000 | 114,588,000 | 114,184,000 |
| Allowance for loan losses | 1,402,000 | 1,421,000 | 1,463,000 | 1,464,000 |
| Securities available for sale | 44,922,000 | 46,141,000 | 44,085,000 | 44,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,654,000 | 171,871,000 | 166,580,000 | 173,295,000 |
| Interest-bearing deposits | 114,851,000 | 117,763,000 | 110,515,000 | 117,525,000 |
| Noninterest-bearing deposits | 58,803,000 | 54,108,000 | 56,065,000 | 55,770,000 |
| Equity capital | 15,096,000 | 15,975,000 | 15,603,000 | 16,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,463,000 | 6,783,000 | 9,123,000 |
| Interest expense | 446,000 | 930,000 | 1,407,000 | 1,881,000 |
| Net interest income | 1,703,000 | 3,533,000 | 5,376,000 | 7,242,000 |
| Noninterest income | 348,000 | 817,000 | 1,180,000 | 1,598,000 |
| Noninterest expense | 1,505,000 | 3,102,000 | 4,648,000 | 6,218,000 |
| Provision for loan losses | 18,000 | 36,000 | 48,000 | 48,000 |
| Pretax income | 528,000 | 1,205,000 | 1,522,000 | 2,236,000 |
| Income tax | 142,000 | 299,000 | 393,000 | 608,000 |
| Net income | 386,000 | 906,000 | 1,129,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,253,000 | 16,773,000 | 15,997,000 | 16,495,000 |
| Total capital | 17,739,000 | 18,284,000 | 17,551,000 | 18,050,000 |
| Risk-weighted assets | 119,726,000 | 121,114,000 | 126,644,000 | 127,817,000 |