Call reports 2023
NEW MARKET BANK — 2023
What NEW MARKET BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 193,989,000 | 193,428,000 | 188,861,000 | 187,776,000 |
| Total loans | 109,176,000 | 111,650,000 | 113,915,000 | 114,988,000 |
| Allowance for loan losses | 1,364,000 | 1,374,000 | 1,384,000 | 1,391,000 |
| Securities available for sale | 67,051,000 | 63,166,000 | 61,493,000 | 56,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,836,000 | 172,268,000 | 169,106,000 | 166,406,000 |
| Interest-bearing deposits | 111,550,000 | 108,131,000 | 108,271,000 | 109,570,000 |
| Noninterest-bearing deposits | 61,286,000 | 64,137,000 | 60,835,000 | 56,836,000 |
| Equity capital | 11,940,000 | 12,015,000 | 11,649,000 | 13,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,359,000 | 5,210,000 | 7,134,000 |
| Interest expense | 179,000 | 534,000 | 951,000 | 1,397,000 |
| Net interest income | 1,432,000 | 2,825,000 | 4,259,000 | 5,737,000 |
| Noninterest income | 192,000 | 484,000 | 768,000 | 1,025,000 |
| Noninterest expense | 1,401,000 | 2,804,000 | 4,206,000 | 5,569,000 |
| Provision for loan losses | 9,000 | 19,000 | 28,000 | 37,000 |
| Pretax income | 214,000 | 486,000 | 793,000 | 1,156,000 |
| Income tax | 55,000 | 131,000 | 203,000 | 315,000 |
| Net income | 159,000 | 355,000 | 590,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,131,000 | 15,327,000 | 15,212,000 | 15,463,000 |
| Total capital | 16,495,000 | 16,701,000 | 16,596,000 | 16,854,000 |
| Risk-weighted assets | 113,169,000 | 114,144,000 | 114,898,000 | 114,423,000 |