Call reports 2020
NEW MARKET BANK — 2020
What NEW MARKET BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 118,342,000 | 159,825,000 | 157,466,000 | 166,727,000 |
| Total loans | 76,491,000 | 100,865,000 | 102,254,000 | 94,807,000 |
| Allowance for loan losses | 887,000 | 966,000 | 1,134,000 | 1,375,000 |
| Securities available for sale | 24,946,000 | 25,541,000 | 25,142,000 | 25,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,561,000 | 147,390,000 | 144,448,000 | 153,615,000 |
| Interest-bearing deposits | 72,052,000 | 97,656,000 | 92,267,000 | 97,090,000 |
| Noninterest-bearing deposits | 35,509,000 | 49,734,000 | 52,181,000 | 56,525,000 |
| Equity capital | 10,269,000 | 10,730,000 | 11,498,000 | 11,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 2,608,000 | 4,320,000 | 5,756,000 |
| Interest expense | 75,000 | 153,000 | 225,000 | 297,000 |
| Net interest income | 1,404,000 | 2,455,000 | 4,095,000 | 5,459,000 |
| Noninterest income | 74,000 | 1,683,000 | 2,596,000 | 4,027,000 |
| Noninterest expense | 1,278,000 | 3,173,000 | 4,585,000 | 6,727,000 |
| Provision for loan losses | 22,000 | 120,000 | 288,000 | 528,000 |
| Pretax income | 177,000 | 864,000 | 1,837,000 | 2,254,000 |
| Income tax | -121,000 | 113,000 | 308,000 | 444,000 |
| Net income | 298,000 | 751,000 | 1,529,000 | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,733,000 | 10,287,000 | 11,066,000 | 11,107,000 |
| Total capital | 10,620,000 | 11,253,000 | 12,103,000 | 12,140,000 |
| Risk-weighted assets | 82,119,000 | 82,778,000 | 82,891,000 | 82,317,000 |