Call reports 2019
NEW MARKET BANK — 2019
What NEW MARKET BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 113,579,000 | 114,954,000 | 119,535,000 | 115,319,000 |
| Total loans | 71,824,000 | 73,225,000 | 71,000,000 | 75,052,000 |
| Allowance for loan losses | 797,000 | 820,000 | 842,000 | 864,000 |
| Securities available for sale | 27,235,000 | 26,873,000 | 27,261,000 | 27,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,142,000 | 105,282,000 | 109,386,000 | 105,066,000 |
| Interest-bearing deposits | 70,652,000 | 72,724,000 | 73,730,000 | 71,753,000 |
| Noninterest-bearing deposits | 33,490,000 | 32,558,000 | 35,656,000 | 33,313,000 |
| Equity capital | 8,973,000 | 9,327,000 | 9,607,000 | 9,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,479,000 | 3,965,000 | 5,456,000 |
| Interest expense | 90,000 | 173,000 | 254,000 | 334,000 |
| Net interest income | 1,069,000 | 2,306,000 | 3,711,000 | 5,122,000 |
| Noninterest income | 34,000 | 135,000 | 244,000 | 340,000 |
| Noninterest expense | 993,000 | 2,076,000 | 3,211,000 | 4,396,000 |
| Provision for loan losses | 21,000 | 43,000 | 65,000 | 86,000 |
| Pretax income | 89,000 | 322,000 | 694,000 | 995,000 |
| Income tax | 15,000 | 45,000 | 137,000 | 246,000 |
| Net income | 74,000 | 277,000 | 557,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,102,000 | 9,305,000 | 9,585,000 | 9,537,000 |
| Total capital | 9,899,000 | 10,125,000 | 10,427,000 | 10,401,000 |
| Risk-weighted assets | 78,255,000 | 78,847,000 | 76,583,000 | 79,482,000 |