Call reports 2016
NEW MARKET BANK — 2016
What NEW MARKET BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 99,785,000 | 104,684,000 | 105,938,000 | 104,755,000 |
| Total loans | 52,199,000 | 53,913,000 | 55,954,000 | 56,422,000 |
| Allowance for loan losses | 955,000 | 769,000 | 769,000 | 770,000 |
| Securities available for sale | 25,224,000 | 26,273,000 | 25,829,000 | 30,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,287,000 | 95,960,000 | 97,094,000 | 96,333,000 |
| Interest-bearing deposits | 65,523,000 | 69,620,000 | 70,636,000 | 71,238,000 |
| Noninterest-bearing deposits | 25,764,000 | 26,340,000 | 26,458,000 | 25,095,000 |
| Equity capital | 8,213,000 | 8,444,000 | 8,515,000 | 8,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,575,000 | 2,385,000 | 3,215,000 |
| Interest expense | 52,000 | 109,000 | 164,000 | 216,000 |
| Net interest income | 706,000 | 1,466,000 | 2,221,000 | 2,999,000 |
| Noninterest income | 101,000 | 232,000 | 324,000 | 416,000 |
| Noninterest expense | 711,000 | 1,456,000 | 2,166,000 | 2,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 242,000 | 379,000 | 565,000 |
| Income tax | 0 | 0 | 30,000 | 75,000 |
| Net income | 96,000 | 242,000 | 349,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,092,000 | 8,238,000 | 8,346,000 | 8,246,000 |
| Total capital | 8,848,000 | 9,007,000 | 9,115,000 | 9,016,000 |
| Risk-weighted assets | 60,253,000 | 61,679,000 | 63,349,000 | 64,728,000 |