Call reports 2015
NEW MARKET BANK — 2015
What NEW MARKET BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,300,000 | 95,838,000 | 98,729,000 | 98,482,000 |
| Total loans | 48,942,000 | 50,450,000 | 50,596,000 | 49,687,000 |
| Allowance for loan losses | 1,102,000 | 1,103,000 | 1,104,000 | 954,000 |
| Securities available for sale | 22,435,000 | 22,359,000 | 20,899,000 | 25,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,874,000 | 87,627,000 | 90,405,000 | 90,237,000 |
| Interest-bearing deposits | 62,700,000 | 64,741,000 | 65,370,000 | 67,705,000 |
| Noninterest-bearing deposits | 22,174,000 | 22,886,000 | 25,035,000 | 22,532,000 |
| Equity capital | 8,019,000 | 7,944,000 | 7,991,000 | 8,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,430,000 | 2,196,000 | 2,928,000 |
| Interest expense | 57,000 | 110,000 | 164,000 | 218,000 |
| Net interest income | 656,000 | 1,320,000 | 2,032,000 | 2,710,000 |
| Noninterest income | 107,000 | 216,000 | 330,000 | 302,000 |
| Noninterest expense | 694,000 | 1,397,000 | 2,102,000 | 2,792,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 69,000 | 140,000 | 265,000 | 375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 140,000 | 265,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,929,000 | 7,880,000 | 7,885,000 | 7,996,000 |
| Total capital | 8,610,000 | 8,589,000 | 8,625,000 | 8,725,000 |
| Risk-weighted assets | 54,105,000 | 56,321,000 | 58,803,000 | 58,088,000 |