Call reports 2016
FIRST BANK & TRUST COMPANY — 2016
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 38,680,000 | 37,994,000 |
| Total loans | 13,197,000 | 12,611,000 |
| Allowance for loan losses | 133,000 | 110,000 |
| Securities available for sale | 14,767,000 | 14,492,000 |
| Securities held to maturity | 460,000 | 460,000 |
| Trading assets | 0 | 0 |
| Total deposits | 36,092,000 | 35,262,000 |
| Interest-bearing deposits | 29,531,000 | 28,556,000 |
| Noninterest-bearing deposits | 6,561,000 | 6,706,000 |
| Equity capital | 2,537,000 | 2,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 325,000 | 640,000 |
| Interest expense | 59,000 | 119,000 |
| Net interest income | 266,000 | 521,000 |
| Noninterest income | 25,000 | 50,000 |
| Noninterest expense | 279,000 | 537,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 12,000 | 34,000 |
| Income tax | 0 | 0 |
| Net income | 12,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 2,500,000 | 2,523,000 |
| Total capital | 2,633,000 | 2,633,000 |
| Risk-weighted assets | 16,646,000 | 16,176,000 |