Call reports 2015
FIRST BANK & TRUST COMPANY — 2015
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 39,223,000 | 38,963,000 | 39,258,000 | 39,347,000 |
| Total loans | 13,494,000 | 13,346,000 | 12,987,000 | 12,724,000 |
| Allowance for loan losses | 159,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 14,834,000 | 15,879,000 | 16,111,000 | 15,315,000 |
| Securities held to maturity | 459,000 | 460,000 | 460,000 | 460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,657,000 | 36,544,000 | 36,657,000 | 36,882,000 |
| Interest-bearing deposits | 30,475,000 | 30,181,000 | 30,071,000 | 29,900,000 |
| Noninterest-bearing deposits | 6,182,000 | 6,363,000 | 6,586,000 | 6,982,000 |
| Equity capital | 2,511,000 | 2,368,000 | 2,538,000 | 2,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 654,000 | 977,000 | 1,306,000 |
| Interest expense | 59,000 | 118,000 | 177,000 | 236,000 |
| Net interest income | 270,000 | 536,000 | 800,000 | 1,070,000 |
| Noninterest income | 26,000 | 57,000 | 104,000 | 12,000 |
| Noninterest expense | 291,000 | 584,000 | 878,000 | 1,188,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 15,000 | 19,000 | 36,000 | -96,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 15,000 | 19,000 | 36,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,599,000 | 2,603,000 | 2,620,000 | 2,488,000 |
| Total capital | 2,758,000 | 2,743,000 | 2,760,000 | 2,628,000 |
| Risk-weighted assets | 17,037,000 | 16,868,000 | 16,581,000 | 16,463,000 |