Call reports 2014
FIRST BANK & TRUST COMPANY — 2014
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,080,000 | 39,169,000 | 40,134,000 | 38,807,000 |
| Total loans | 14,518,000 | 14,310,000 | 13,542,000 | 13,647,000 |
| Allowance for loan losses | 149,000 | 158,000 | 156,000 | 156,000 |
| Securities available for sale | 13,912,000 | 14,043,000 | 14,280,000 | 15,172,000 |
| Securities held to maturity | 459,000 | 459,000 | 459,000 | 459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,062,000 | 36,931,000 | 37,806,000 | 36,347,000 |
| Interest-bearing deposits | 31,283,000 | 31,112,000 | 31,196,000 | 30,519,000 |
| Noninterest-bearing deposits | 6,779,000 | 5,819,000 | 6,610,000 | 5,828,000 |
| Equity capital | 1,972,000 | 2,185,000 | 2,260,000 | 2,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 700,000 | 1,032,000 | 1,372,000 |
| Interest expense | 68,000 | 133,000 | 198,000 | 259,000 |
| Net interest income | 282,000 | 567,000 | 834,000 | 1,113,000 |
| Noninterest income | 38,000 | 76,000 | 110,000 | 140,000 |
| Noninterest expense | 299,000 | 588,000 | 878,000 | 1,164,000 |
| Provision for loan losses | 10,000 | 25,000 | 30,000 | 30,000 |
| Pretax income | 12,000 | 31,000 | 37,000 | 60,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 31,000 | 37,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,535,000 | 2,555,000 | 2,561,000 | 2,584,000 |
| Total capital | 2,684,000 | 2,713,000 | 2,717,000 | 2,740,000 |
| Risk-weighted assets | 17,738,000 | 17,596,000 | 17,286,000 | 17,207,000 |