Call reports 2013
FIRST BANK & TRUST COMPANY — 2013
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,611,000 | 37,433,000 | 37,759,000 | 37,015,000 |
| Total loans | 15,896,000 | 15,740,000 | 15,067,000 | 14,929,000 |
| Allowance for loan losses | 146,000 | 138,000 | 133,000 | 141,000 |
| Securities available for sale | 15,207,000 | 13,530,000 | 13,074,000 | 12,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,177,000 | 35,606,000 | 35,857,000 | 35,229,000 |
| Interest-bearing deposits | 32,099,000 | 30,752,000 | 31,152,000 | 30,984,000 |
| Noninterest-bearing deposits | 4,078,000 | 4,854,000 | 4,705,000 | 4,245,000 |
| Equity capital | 2,334,000 | 1,731,000 | 1,799,000 | 1,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 737,000 | 1,086,000 | 1,443,000 |
| Interest expense | 75,000 | 148,000 | 222,000 | 294,000 |
| Net interest income | 296,000 | 589,000 | 864,000 | 1,149,000 |
| Noninterest income | 31,000 | 59,000 | 74,000 | 109,000 |
| Noninterest expense | 330,000 | 629,000 | 927,000 | 1,189,000 |
| Provision for loan losses | 20,000 | 28,000 | 28,000 | 36,000 |
| Pretax income | 15,000 | 37,000 | 29,000 | 79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 15,000 | 37,000 | 29,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,459,000 | 2,482,000 | 2,473,000 | 2,523,000 |
| Total capital | 2,605,000 | 2,620,000 | 2,606,000 | 2,664,000 |
| Risk-weighted assets | 18,499,000 | 18,322,000 | 17,831,000 | 17,580,000 |