Call reports 2025
BANK OF EDISON, THE — 2025
What BANK OF EDISON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,533,000 | 80,459,000 | 88,361,000 | 84,692,000 |
| Total loans | 42,584,000 | 47,152,000 | 48,042,000 | 47,678,000 |
| Allowance for loan losses | 623,000 | 592,000 | 601,000 | 667,000 |
| Securities available for sale | 26,917,000 | 26,010,000 | 25,684,000 | 26,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,406,000 | 76,090,000 | 82,268,000 | 79,760,000 |
| Interest-bearing deposits | 48,934,000 | 56,000,000 | 60,198,000 | 57,561,000 |
| Noninterest-bearing deposits | 27,472,000 | 20,090,000 | 22,070,000 | 22,199,000 |
| Equity capital | 3,870,000 | 4,083,000 | 4,782,000 | 4,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,453,000 | 3,761,000 | 5,146,000 |
| Interest expense | 412,000 | 829,000 | 1,282,000 | 1,753,000 |
| Net interest income | 770,000 | 1,624,000 | 2,479,000 | 3,393,000 |
| Noninterest income | 544,000 | 780,000 | 876,000 | 946,000 |
| Noninterest expense | 881,000 | 1,718,000 | 2,465,000 | 3,400,000 |
| Provision for loan losses | 65,000 | 96,000 | 126,000 | 206,000 |
| Pretax income | 368,000 | 575,000 | 749,000 | 718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 575,000 | 749,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,104,000 | 7,247,000 | 7,353,000 | 7,163,000 |
| Total capital | 7,708,000 | 7,872,000 | 7,987,000 | 7,778,000 |
| Risk-weighted assets | 48,266,000 | 53,211,000 | 53,061,000 | 49,102,000 |