Call reports 2024
BANK OF EDISON, THE — 2024
What BANK OF EDISON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 82,020,000 | 80,553,000 | 83,368,000 | 78,993,000 |
| Total loans | 40,986,000 | 45,635,000 | 47,570,000 | 42,893,000 |
| Allowance for loan losses | 534,000 | 477,000 | 478,000 | 548,000 |
| Securities available for sale | 30,712,000 | 29,904,000 | 29,589,000 | 27,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,920,000 | 75,067,000 | 74,653,000 | 75,408,000 |
| Interest-bearing deposits | 44,160,000 | 44,018,000 | 47,282,000 | 47,363,000 |
| Noninterest-bearing deposits | 33,760,000 | 31,049,000 | 27,371,000 | 28,045,000 |
| Equity capital | 2,825,000 | 3,172,000 | 4,461,000 | 3,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,353,000 | 3,704,000 | 4,966,000 |
| Interest expense | 325,000 | 707,000 | 1,189,000 | 1,661,000 |
| Net interest income | 801,000 | 1,646,000 | 2,515,000 | 3,305,000 |
| Noninterest income | 172,000 | 247,000 | 727,000 | 850,000 |
| Noninterest expense | 714,000 | 1,429,000 | 2,346,000 | 3,291,000 |
| Provision for loan losses | 17,000 | 26,000 | 71,000 | 151,000 |
| Pretax income | 242,000 | 438,000 | 807,000 | 695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 438,000 | 807,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,772,000 | 6,904,000 | 7,169,000 | 6,915,000 |
| Total capital | 7,306,000 | 7,381,000 | 7,646,000 | 7,463,000 |
| Risk-weighted assets | 45,015,000 | 49,334,000 | 50,909,000 | 46,922,000 |