Call reports 2020
BANK OF EDISON, THE — 2020
What BANK OF EDISON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,191,000 | 56,224,000 | 56,705,000 | 58,844,000 |
| Total loans | 24,813,000 | 33,014,000 | 35,256,000 | 27,810,000 |
| Allowance for loan losses | 303,000 | 370,000 | 349,000 | 371,000 |
| Securities available for sale | 19,077,000 | 16,610,000 | 16,876,000 | 18,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,490,000 | 51,100,000 | 51,552,000 | 54,006,000 |
| Interest-bearing deposits | 31,392,000 | 32,644,000 | 32,934,000 | 33,866,000 |
| Noninterest-bearing deposits | 17,098,000 | 18,456,000 | 18,618,000 | 20,140,000 |
| Equity capital | 4,640,000 | 4,978,000 | 5,023,000 | 4,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,090,000 | 1,700,000 | 2,299,000 |
| Interest expense | 109,000 | 209,000 | 297,000 | 376,000 |
| Net interest income | 413,000 | 881,000 | 1,403,000 | 1,923,000 |
| Noninterest income | 52,000 | 95,000 | 138,000 | 199,000 |
| Noninterest expense | 415,000 | 834,000 | 1,249,000 | 1,761,000 |
| Provision for loan losses | 14,000 | 100,000 | 124,000 | 435,000 |
| Pretax income | 75,000 | 137,000 | 360,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 137,000 | 360,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,688,000 | 4,722,000 | 4,934,000 | 4,693,000 |
| Total capital | 4,991,000 | 5,092,000 | 5,283,000 | 5,064,000 |
| Risk-weighted assets | 26,981,000 | 32,187,000 | 37,253,000 | 30,574,000 |