Call reports 2026
FIRST NATIONAL BANK OF DRYDEN, THE — 2026
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 211,185,000 | 203,874,000 |
| Total loans | 101,358,000 | 102,125,000 |
| Allowance for loan losses | 1,368,000 | 1,501,000 |
| Securities available for sale | 68,646,000 | 68,292,000 |
| Securities held to maturity | 2,071,000 | 2,583,000 |
| Trading assets | 0 | 0 |
| Total deposits | 187,556,000 | 179,553,000 |
| Interest-bearing deposits | 114,599,000 | 107,355,000 |
| Noninterest-bearing deposits | 72,957,000 | 72,198,000 |
| Equity capital | 23,341,000 | 24,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,308,000 | 4,642,000 |
| Interest expense | 127,000 | 256,000 |
| Net interest income | 2,181,000 | 4,386,000 |
| Noninterest income | 108,000 | 215,000 |
| Noninterest expense | 1,043,000 | 2,332,000 |
| Provision for loan losses | 150,000 | 388,000 |
| Pretax income | 1,096,000 | 1,881,000 |
| Income tax | 159,000 | 353,000 |
| Net income | 937,000 | 1,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,629,000 | 27,966,000 |