Call reports 2025
FIRST NATIONAL BANK OF DRYDEN, THE — 2025
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 214,787,000 | 212,603,000 | 214,216,000 | 203,426,000 |
| Total loans | 93,031,000 | 95,435,000 | 98,271,000 | 100,368,000 |
| Allowance for loan losses | 1,288,000 | 1,264,000 | 1,216,000 | 1,411,000 |
| Securities available for sale | 80,951,000 | 80,466,000 | 72,089,000 | 70,333,000 |
| Securities held to maturity | 2,650,000 | 2,031,000 | 2,286,000 | 2,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,034,000 | 190,659,000 | 190,372,000 | 179,800,000 |
| Interest-bearing deposits | 124,269,000 | 121,948,000 | 118,034,000 | 108,537,000 |
| Noninterest-bearing deposits | 69,765,000 | 68,711,000 | 72,338,000 | 71,263,000 |
| Equity capital | 20,573,000 | 21,632,000 | 23,574,000 | 23,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,210,000 | 4,503,000 | 6,805,000 | 9,125,000 |
| Interest expense | 97,000 | 196,000 | 304,000 | 435,000 |
| Net interest income | 2,113,000 | 4,307,000 | 6,501,000 | 8,690,000 |
| Noninterest income | 71,000 | 166,000 | 269,000 | 379,000 |
| Noninterest expense | 922,000 | 1,950,000 | 2,908,000 | 4,562,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 250,000 |
| Pretax income | 1,256,000 | 2,511,000 | 3,275,000 | 3,688,000 |
| Income tax | 170,000 | 448,000 | 603,000 | 683,000 |
| Net income | 1,086,000 | 2,063,000 | 2,672,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,722,000 | 26,381,000 | 26,753,000 | 27,049,000 |