Call reports 2024
FIRST NATIONAL BANK OF DRYDEN, THE — 2024
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 229,155,000 | 221,470,000 | 216,577,000 | 206,167,000 |
| Total loans | 84,955,000 | 87,071,000 | 89,948,000 | 92,072,000 |
| Allowance for loan losses | 1,306,000 | 1,253,000 | 1,244,000 | 1,313,000 |
| Securities available for sale | 93,364,000 | 91,166,000 | 93,286,000 | 80,686,000 |
| Securities held to maturity | 2,336,000 | 2,849,000 | 2,754,000 | 2,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,697,000 | 202,540,000 | 195,459,000 | 186,911,000 |
| Interest-bearing deposits | 140,467,000 | 136,368,000 | 129,949,000 | 118,571,000 |
| Noninterest-bearing deposits | 70,230,000 | 66,172,000 | 65,510,000 | 68,340,000 |
| Equity capital | 18,357,000 | 18,620,000 | 20,903,000 | 19,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,394,000 | 6,714,000 | 9,029,000 |
| Interest expense | 111,000 | 225,000 | 332,000 | 435,000 |
| Net interest income | 2,038,000 | 4,169,000 | 6,382,000 | 8,594,000 |
| Noninterest income | 97,000 | 179,000 | 281,000 | 366,000 |
| Noninterest expense | 915,000 | 1,926,000 | 2,885,000 | 4,520,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 150,000 |
| Pretax income | 1,214,000 | 2,410,000 | 3,326,000 | 3,187,000 |
| Income tax | 20,000 | 272,000 | 414,000 | 379,000 |
| Net income | 1,194,000 | 2,138,000 | 2,912,000 | 2,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,571,000 | 25,257,000 | 25,609,000 | 25,081,000 |