Call reports 2023
FIRST NATIONAL BANK OF DRYDEN, THE — 2023
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 246,925,000 | 232,480,000 | 222,320,000 | 211,643,000 |
| Total loans | 73,474,000 | 74,460,000 | 77,164,000 | 82,823,000 |
| Allowance for loan losses | 1,152,000 | 1,280,000 | 1,252,000 | 1,316,000 |
| Securities available for sale | 115,837,000 | 112,210,000 | 109,272,000 | 95,446,000 |
| Securities held to maturity | 2,574,000 | 2,536,000 | 2,421,000 | 2,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,933,000 | 216,797,000 | 207,328,000 | 193,812,000 |
| Interest-bearing deposits | 160,454,000 | 140,093,000 | 137,456,000 | 126,130,000 |
| Noninterest-bearing deposits | 70,479,000 | 76,704,000 | 69,872,000 | 67,682,000 |
| Equity capital | 15,864,000 | 15,638,000 | 14,921,000 | 17,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,422,000 | 6,502,000 | 8,604,000 |
| Interest expense | 45,000 | 109,000 | 221,000 | 328,000 |
| Net interest income | 2,049,000 | 4,313,000 | 6,281,000 | 8,276,000 |
| Noninterest income | 109,000 | 221,000 | 311,000 | 397,000 |
| Noninterest expense | 935,000 | 1,781,000 | 2,875,000 | 4,325,000 |
| Provision for loan losses | 156,000 | 315,000 | 321,000 | 527,000 |
| Pretax income | 1,067,000 | 2,438,000 | 3,396,000 | 3,204,000 |
| Income tax | 162,000 | 404,000 | 579,000 | 656,000 |
| Net income | 905,000 | 2,034,000 | 2,817,000 | 2,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,861,000 | 23,702,000 | 24,457,000 | 23,664,000 |