Call reports 2022
FIRST NATIONAL BANK OF DRYDEN, THE — 2022
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 255,526,000 | 233,669,000 | 239,723,000 | 232,470,000 |
| Total loans | 64,986,000 | 67,697,000 | 68,811,000 | 70,636,000 |
| Allowance for loan losses | 1,295,000 | 1,270,000 | 1,216,000 | 1,044,000 |
| Securities available for sale | 97,568,000 | 109,110,000 | 109,390,000 | 113,390,000 |
| Securities held to maturity | 2,917,000 | 2,879,000 | 2,765,000 | 2,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,199,000 | 220,359,000 | 227,655,000 | 218,786,000 |
| Interest-bearing deposits | 163,371,000 | 145,922,000 | 153,969,000 | 142,984,000 |
| Noninterest-bearing deposits | 74,828,000 | 74,437,000 | 73,686,000 | 75,802,000 |
| Equity capital | 17,214,000 | 13,262,000 | 12,030,000 | 13,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 3,010,000 | 4,870,000 | 6,947,000 |
| Interest expense | 46,000 | 95,000 | 137,000 | 185,000 |
| Net interest income | 1,347,000 | 2,915,000 | 4,733,000 | 6,762,000 |
| Noninterest income | 108,000 | 220,000 | 323,000 | 431,000 |
| Noninterest expense | 953,000 | 1,949,000 | 2,863,000 | 4,314,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 154,000 |
| Pretax income | 496,000 | 1,174,000 | 2,175,000 | 2,725,000 |
| Income tax | 8,000 | 76,000 | 254,000 | 448,000 |
| Net income | 488,000 | 1,098,000 | 1,921,000 | 2,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,077,000 | 21,692,000 | 22,285,000 | 22,181,000 |
| Total capital | — | 22,777,000 | — | — |
| Risk-weighted assets | — | 86,668,000 | — | — |