Call reports 2021
FIRST NATIONAL BANK OF DRYDEN, THE — 2021
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 219,919,000 | 220,636,000 | 224,329,000 | 230,770,000 |
| Total loans | 63,482,000 | 62,026,000 | 62,121,000 | 63,391,000 |
| Allowance for loan losses | 1,172,000 | 1,163,000 | 1,174,000 | 1,292,000 |
| Securities available for sale | 83,332,000 | 81,779,000 | 80,829,000 | 89,126,000 |
| Securities held to maturity | 3,672,000 | 3,581,000 | 3,466,000 | 3,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,315,000 | 199,085,000 | 202,773,000 | 209,478,000 |
| Interest-bearing deposits | 137,500,000 | 134,941,000 | 134,235,000 | 142,753,000 |
| Noninterest-bearing deposits | 61,815,000 | 64,144,000 | 68,538,000 | 66,725,000 |
| Equity capital | 19,998,000 | 21,041,000 | 21,290,000 | 21,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,603,000 | 3,991,000 | 5,391,000 |
| Interest expense | 40,000 | 82,000 | 122,000 | 163,000 |
| Net interest income | 1,256,000 | 2,521,000 | 3,869,000 | 5,228,000 |
| Noninterest income | 183,000 | 320,000 | 426,000 | 529,000 |
| Noninterest expense | 851,000 | 1,757,000 | 2,570,000 | 3,542,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 151,000 |
| Pretax income | 582,000 | 1,072,000 | 1,707,000 | 2,064,000 |
| Income tax | 28,000 | 48,000 | 121,000 | 160,000 |
| Net income | 554,000 | 1,024,000 | 1,586,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,935,000 | 20,508,000 | 20,749,000 | 20,750,000 |