Call reports 2020
FIRST NATIONAL BANK OF DRYDEN, THE — 2020
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 190,370,000 | 208,532,000 | 201,670,000 | 193,516,000 |
| Total loans | 55,879,000 | 63,598,000 | 63,379,000 | 59,362,000 |
| Allowance for loan losses | 1,130,000 | 1,105,000 | 1,040,000 | 1,177,000 |
| Securities available for sale | 62,981,000 | 71,009,000 | 73,346,000 | 76,579,000 |
| Securities held to maturity | 3,835,000 | 3,881,000 | 4,167,000 | 3,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,787,000 | 187,369,000 | 180,309,000 | 172,117,000 |
| Interest-bearing deposits | 127,962,000 | 130,485,000 | 125,047,000 | 116,669,000 |
| Noninterest-bearing deposits | 42,825,000 | 56,884,000 | 55,262,000 | 55,448,000 |
| Equity capital | 19,286,000 | 20,424,000 | 20,708,000 | 20,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 2,826,000 | 4,134,000 | 5,580,000 |
| Interest expense | 45,000 | 86,000 | 126,000 | 165,000 |
| Net interest income | 1,493,000 | 2,740,000 | 4,008,000 | 5,415,000 |
| Noninterest income | 118,000 | 220,000 | 328,000 | 364,000 |
| Noninterest expense | 820,000 | 1,595,000 | 2,465,000 | 3,529,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 174,000 |
| Pretax income | 785,000 | 1,353,000 | 1,853,000 | 2,076,000 |
| Income tax | 93,000 | 148,000 | 250,000 | 224,000 |
| Net income | 692,000 | 1,205,000 | 1,603,000 | 1,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,277,000 | 19,632,000 | 19,787,000 | 19,662,000 |