Call reports 2019
FIRST NATIONAL BANK OF DRYDEN, THE — 2019
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 182,773,000 | 198,307,000 | 187,098,000 | 182,205,000 |
| Total loans | 51,346,000 | 53,318,000 | 54,596,000 | 55,302,000 |
| Allowance for loan losses | 1,150,000 | 1,045,000 | 952,000 | 1,127,000 |
| Securities available for sale | 85,342,000 | 80,740,000 | 78,955,000 | 73,602,000 |
| Securities held to maturity | 3,353,000 | 4,332,000 | 3,837,000 | 3,960,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,522,000 | 179,161,000 | 167,156,000 | 162,562,000 |
| Interest-bearing deposits | 126,749,000 | 132,082,000 | 125,694,000 | 118,501,000 |
| Noninterest-bearing deposits | 37,773,000 | 47,079,000 | 41,462,000 | 44,061,000 |
| Equity capital | 18,161,000 | 19,034,000 | 19,638,000 | 19,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 3,024,000 | 4,660,000 | 6,163,000 |
| Interest expense | 44,000 | 91,000 | 142,000 | 189,000 |
| Net interest income | 1,445,000 | 2,933,000 | 4,518,000 | 5,974,000 |
| Noninterest income | 102,000 | 200,000 | 267,000 | 207,000 |
| Noninterest expense | 780,000 | 1,746,000 | 2,587,000 | 3,939,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 224,000 |
| Pretax income | 761,000 | 1,375,000 | 2,180,000 | 2,018,000 |
| Income tax | 68,000 | 163,000 | 306,000 | 212,000 |
| Net income | 693,000 | 1,212,000 | 1,874,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,192,000 | 18,598,000 | 19,132,000 | 18,803,000 |
| Total capital | 18,972,000 | 19,387,000 | 19,934,000 | 19,598,000 |
| Risk-weighted assets | 62,060,000 | 62,938,000 | 64,042,000 | 63,321,000 |