Call reports 2018
FIRST NATIONAL BANK OF DRYDEN, THE — 2018
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 170,554,000 | 164,754,000 | 167,771,000 | 169,762,000 |
| Total loans | 47,970,000 | 49,372,000 | 50,275,000 | 50,392,000 |
| Allowance for loan losses | 1,031,000 | 1,000,000 | 973,000 | 1,159,000 |
| Securities available for sale | 80,003,000 | 81,009,000 | 83,523,000 | 84,520,000 |
| Securities held to maturity | 1,171,000 | 1,911,000 | 3,050,000 | 3,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,198,000 | 148,037,000 | 151,095,000 | 152,646,000 |
| Interest-bearing deposits | 113,922,000 | 109,127,000 | 112,305,000 | 112,714,000 |
| Noninterest-bearing deposits | 40,276,000 | 38,910,000 | 38,790,000 | 39,932,000 |
| Equity capital | 16,193,000 | 16,610,000 | 16,525,000 | 17,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,574,000 | 3,960,000 | 5,390,000 |
| Interest expense | 41,000 | 85,000 | 125,000 | 167,000 |
| Net interest income | 1,210,000 | 2,489,000 | 3,835,000 | 5,223,000 |
| Noninterest income | 89,000 | 180,000 | 224,000 | 190,000 |
| Noninterest expense | 794,000 | 1,643,000 | 2,414,000 | 3,518,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 200,000 |
| Pretax income | 499,000 | 1,014,000 | 1,627,000 | 1,695,000 |
| Income tax | 28,000 | 93,000 | 189,000 | 83,000 |
| Net income | 471,000 | 921,000 | 1,438,000 | 1,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,027,000 | 17,416,000 | 17,812,000 | 17,668,000 |
| Total capital | 17,760,000 | 18,171,000 | 18,588,000 | 18,440,000 |
| Risk-weighted assets | 58,399,000 | 60,156,000 | 61,903,000 | 61,387,000 |