Call reports 2017
FIRST NATIONAL BANK OF DRYDEN, THE — 2017
What FIRST NATIONAL BANK OF DRYDEN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 151,608,000 | 152,958,000 | 157,647,000 | 148,634,000 |
| Total loans | 44,424,000 | 45,460,000 | 47,893,000 | 48,264,000 |
| Allowance for loan losses | 992,000 | 945,000 | 952,000 | 1,034,000 |
| Securities available for sale | 70,750,000 | 74,011,000 | 80,462,000 | 80,096,000 |
| Securities held to maturity | 1,496,000 | 1,486,000 | 1,296,000 | 1,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,066,000 | 135,735,000 | 140,175,000 | 131,858,000 |
| Interest-bearing deposits | 100,304,000 | 103,090,000 | 106,953,000 | 97,596,000 |
| Noninterest-bearing deposits | 34,762,000 | 32,645,000 | 33,222,000 | 34,262,000 |
| Equity capital | 16,420,000 | 16,965,000 | 17,246,000 | 16,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,228,000 | 3,442,000 | 4,687,000 |
| Interest expense | 38,000 | 78,000 | 118,000 | 158,000 |
| Net interest income | 1,055,000 | 2,150,000 | 3,324,000 | 4,529,000 |
| Noninterest income | 93,000 | 178,000 | 266,000 | 376,000 |
| Noninterest expense | 752,000 | 1,583,000 | 2,294,000 | 3,202,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 99,000 |
| Pretax income | 390,000 | 733,000 | 1,278,000 | 1,604,000 |
| Income tax | 14,000 | 66,000 | 140,000 | 168,000 |
| Net income | 376,000 | 667,000 | 1,138,000 | 1,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,229,000 | 16,396,000 | 16,725,000 | 16,660,000 |
| Total capital | 16,910,000 | 17,092,000 | 17,451,000 | 17,381,000 |
| Risk-weighted assets | 54,188,000 | 55,461,000 | 57,834,000 | 57,402,000 |