Call reports 2015
TNB BANK — 2015
What TNB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,428,000 | 79,676,000 | 79,222,000 | 78,274,000 |
| Total loans | 29,173,000 | 29,409,000 | 29,179,000 | 29,280,000 |
| Allowance for loan losses | 621,000 | 620,000 | 620,000 | 629,000 |
| Securities available for sale | 33,219,000 | 32,490,000 | 32,378,000 | 29,738,000 |
| Securities held to maturity | 3,749,000 | 4,857,000 | 4,358,000 | 4,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,341,000 | 67,916,000 | 67,328,000 | 66,456,000 |
| Interest-bearing deposits | 57,571,000 | 55,076,000 | 54,320,000 | 53,537,000 |
| Noninterest-bearing deposits | 13,770,000 | 12,840,000 | 13,008,000 | 12,919,000 |
| Equity capital | 11,754,000 | 11,545,000 | 11,651,000 | 11,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,230,000 | 1,808,000 | 2,380,000 |
| Interest expense | 55,000 | 106,000 | 159,000 | 207,000 |
| Net interest income | 584,000 | 1,124,000 | 1,649,000 | 2,173,000 |
| Noninterest income | 54,000 | 132,000 | 179,000 | 262,000 |
| Noninterest expense | 584,000 | 1,176,000 | 1,779,000 | 2,389,000 |
| Provision for loan losses | -93,000 | -93,000 | -93,000 | -93,000 |
| Pretax income | 174,000 | 218,000 | 187,000 | 187,000 |
| Income tax | 39,000 | 43,000 | 33,000 | 8,000 |
| Net income | 135,000 | 175,000 | 154,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,371,000 | 11,346,000 | 11,323,000 | 11,284,000 |
| Total capital | 11,836,000 | 11,810,000 | 11,790,000 | 11,745,000 |
| Risk-weighted assets | 37,091,000 | 36,973,000 | 37,265,000 | 36,791,000 |