Call reports 2016
AMERANT BANK, NATIONAL ASSOCIATION — 2016
What AMERANT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 7,989,436,000 | 8,297,089,000 | 8,457,557,000 | 8,423,939,000 |
| Total loans | 5,400,993,000 | 5,516,269,000 | 5,742,865,000 | 5,764,761,000 |
| Allowance for loan losses | 67,344,000 | 73,474,000 | 77,944,000 | 81,751,000 |
| Securities available for sale | 2,113,883,000 | 2,239,461,000 | 2,186,793,000 | 2,123,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,535,510,000 | 6,500,065,000 | 6,588,393,000 | 6,619,415,000 |
| Interest-bearing deposits | 5,324,153,000 | 5,388,360,000 | 5,481,727,000 | 5,512,284,000 |
| Noninterest-bearing deposits | 1,211,357,000 | 1,111,705,000 | 1,106,666,000 | 1,107,131,000 |
| Equity capital | 761,925,000 | 780,120,000 | 785,422,000 | 771,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 56,632,000 | 116,933,000 | 177,425,000 | 238,827,000 |
| Interest expense | 8,975,000 | 18,488,000 | 28,736,000 | 39,800,000 |
| Net interest income | 47,657,000 | 98,445,000 | 148,689,000 | 199,027,000 |
| Noninterest income | 14,258,000 | 28,379,000 | 42,192,000 | 59,455,000 |
| Noninterest expense | 48,521,000 | 96,937,000 | 146,477,000 | 194,794,000 |
| Provision for loan losses | 5,770,000 | 10,761,000 | 15,951,000 | 20,272,000 |
| Pretax income | 7,417,000 | 19,223,000 | 31,837,000 | 44,447,000 |
| Income tax | 2,633,000 | 5,372,000 | 8,914,000 | 13,423,000 |
| Net income | 4,784,000 | 13,851,000 | 22,923,000 | 31,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 745,321,000 | 753,023,000 | 760,729,000 | 767,048,000 |
| Total capital | 811,557,000 | 826,052,000 | 838,231,000 | 848,028,000 |
| Risk-weighted assets | 6,463,339,000 | 6,591,819,000 | 6,748,183,000 | 6,820,105,000 |