Call reports 2013
AMERANT BANK, NATIONAL ASSOCIATION — 2013
What AMERANT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 6,725,591,000 | 6,997,050,000 | 6,868,179,000 | 6,821,340,000 |
| Total loans | 4,410,474,000 | 4,669,465,000 | 4,604,605,000 | 4,810,610,000 |
| Allowance for loan losses | 68,500,000 | 61,221,000 | 60,388,000 | 60,468,000 |
| Securities available for sale | 1,945,117,000 | 1,954,840,000 | 1,893,514,000 | 1,727,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 8,928,000 | 0 | 0 | 0 |
| Total deposits | 5,406,868,000 | 5,465,428,000 | 5,501,030,000 | 5,561,188,000 |
| Interest-bearing deposits | 4,488,732,000 | 4,462,437,000 | 4,515,703,000 | 4,596,555,000 |
| Noninterest-bearing deposits | 918,136,000 | 1,002,991,000 | 985,327,000 | 964,633,000 |
| Equity capital | 726,613,000 | 718,790,000 | 717,279,000 | 721,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 43,131,000 | 85,201,000 | 127,919,000 | 171,119,000 |
| Interest expense | 5,172,000 | 10,266,000 | 15,447,000 | 20,808,000 |
| Net interest income | 37,959,000 | 74,935,000 | 112,472,000 | 150,311,000 |
| Noninterest income | 11,259,000 | 22,802,000 | 36,106,000 | 46,023,000 |
| Noninterest expense | 35,247,000 | 70,575,000 | 108,519,000 | 144,964,000 |
| Provision for loan losses | 65,000 | 9,000 | 149,000 | 289,000 |
| Pretax income | 15,981,000 | 30,624,000 | 42,340,000 | 53,174,000 |
| Income tax | 5,913,000 | 11,331,000 | 15,666,000 | 19,018,000 |
| Net income | 10,068,000 | 19,293,000 | 26,674,000 | 34,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 683,572,000 | 695,951,000 | 698,950,000 | 705,049,000 |
| Total capital | 737,100,000 | 754,341,000 | 756,461,000 | 763,583,000 |
| Risk-weighted assets | 4,265,984,000 | 4,666,902,000 | 4,596,533,000 | 4,700,984,000 |