Call reports 2012
AMERANT BANK, NATIONAL ASSOCIATION — 2012
What AMERANT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 6,816,254,000 | 6,765,280,000 | 6,817,482,000 | 6,819,970,000 |
| Total loans | 4,168,794,000 | 4,234,587,000 | 4,078,085,000 | 4,438,732,000 |
| Allowance for loan losses | 61,717,000 | 68,739,000 | 69,494,000 | 67,289,000 |
| Securities available for sale | 2,040,473,000 | 2,156,653,000 | 2,167,245,000 | 2,065,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,190,000 | 9,731,000 | 11,070,000 | 9,546,000 |
| Total deposits | 5,138,214,000 | 5,433,067,000 | 5,469,236,000 | 5,366,350,000 |
| Interest-bearing deposits | 4,182,351,000 | 4,443,134,000 | 4,460,643,000 | 4,432,008,000 |
| Noninterest-bearing deposits | 955,863,000 | 989,933,000 | 1,008,593,000 | 934,342,000 |
| Equity capital | 689,523,000 | 698,084,000 | 715,478,000 | 718,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 45,696,000 | 91,919,000 | 139,380,000 | 184,104,000 |
| Interest expense | 7,262,000 | 14,190,000 | 20,431,000 | 25,968,000 |
| Net interest income | 38,434,000 | 77,729,000 | 118,949,000 | 158,136,000 |
| Noninterest income | 11,370,000 | 22,664,000 | 34,728,000 | 46,082,000 |
| Noninterest expense | 35,021,000 | 68,002,000 | 104,241,000 | 140,642,000 |
| Provision for loan losses | 8,491,000 | 16,266,000 | 22,103,000 | 24,103,000 |
| Pretax income | 9,756,000 | 21,521,000 | 34,301,000 | 50,450,000 |
| Income tax | 3,610,000 | 7,963,000 | 12,691,000 | 18,667,000 |
| Net income | 6,146,000 | 13,558,000 | 21,610,000 | 31,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 623,286,000 | 636,091,000 | 653,530,000 | 667,051,000 |
| Total capital | 672,715,000 | 686,027,000 | 701,773,000 | 719,226,000 |
| Risk-weighted assets | 3,940,995,000 | 3,975,014,000 | 3,837,139,000 | 4,157,804,000 |