Call reports 2013
FREELAND STATE BANK — 2013
What FREELAND STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,674,000 | 59,407,000 | 57,538,000 | 58,141,000 |
| Total loans | 14,554,000 | 14,166,000 | 14,133,000 | 14,017,000 |
| Allowance for loan losses | 174,000 | 182,000 | 189,000 | 140,000 |
| Securities available for sale | 30,242,000 | 28,933,000 | 28,715,000 | 27,573,000 |
| Securities held to maturity | 6,514,000 | 8,167,000 | 8,157,000 | 8,137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,503,000 | 49,432,000 | 47,616,000 | 48,349,000 |
| Interest-bearing deposits | 41,808,000 | 41,817,000 | 41,149,000 | 41,907,000 |
| Noninterest-bearing deposits | 6,695,000 | 7,615,000 | 6,467,000 | 6,442,000 |
| Equity capital | 9,779,000 | 9,634,000 | 9,593,000 | 9,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 708,000 | 1,068,000 | 1,411,000 |
| Interest expense | 41,000 | 82,000 | 114,000 | 150,000 |
| Net interest income | 309,000 | 626,000 | 954,000 | 1,261,000 |
| Noninterest income | 27,000 | -5,000 | 12,000 | 33,000 |
| Noninterest expense | 284,000 | 579,000 | 873,000 | 1,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 29,000 |
| Pretax income | 52,000 | 42,000 | 93,000 | 92,000 |
| Income tax | 16,000 | 7,000 | 21,000 | 30,000 |
| Net income | 36,000 | 35,000 | 72,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,204,000 | 9,193,000 | 9,230,000 | 9,204,000 |
| Total capital | 9,378,000 | 9,375,000 | 9,419,000 | 9,344,000 |
| Risk-weighted assets | 17,571,000 | 17,825,000 | 17,572,000 | 17,758,000 |
Machine access — free, no API key
Every figure shown here about FREELAND STATE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.