Call reports 2009
FREELAND STATE BANK — 2009
What FREELAND STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,328,000 | 55,254,000 | 54,297,000 | 54,646,000 |
| Total loans | 23,487,000 | 23,228,000 | 22,906,000 | 22,481,000 |
| Allowance for loan losses | 183,000 | 182,000 | 398,000 | 398,000 |
| Securities available for sale | 22,572,000 | 22,902,000 | 22,705,000 | 19,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,240,000 | 45,187,000 | 44,428,000 | 45,065,000 |
| Interest-bearing deposits | 37,886,000 | 38,185,000 | 37,819,000 | 39,160,000 |
| Noninterest-bearing deposits | 5,354,000 | 7,002,000 | 6,609,000 | 5,905,000 |
| Equity capital | 9,739,000 | 9,716,000 | 9,502,000 | 9,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,005,000 | 1,516,000 | 1,984,000 |
| Interest expense | 183,000 | 345,000 | 504,000 | 633,000 |
| Net interest income | 355,000 | 660,000 | 1,012,000 | 1,351,000 |
| Noninterest income | 23,000 | 45,000 | 72,000 | 105,000 |
| Noninterest expense | 326,000 | 681,000 | 1,068,000 | 1,482,000 |
| Provision for loan losses | 20,000 | 20,000 | 282,000 | 282,000 |
| Pretax income | 32,000 | 40,000 | -164,000 | -206,000 |
| Income tax | 9,000 | 8,000 | -64,000 | -81,000 |
| Net income | 23,000 | 32,000 | -100,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,465,000 | 9,464,000 | 9,332,000 | 9,291,000 |
| Total capital | 9,648,000 | 9,646,000 | 9,610,000 | 9,563,000 |
| Risk-weighted assets | 21,844,000 | 22,926,000 | 22,202,000 | 21,656,000 |
Machine access — free, no API key
Every figure shown here about FREELAND STATE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.