Call reports 2021
SAINTS AVENUE BANK — 2021
What SAINTS AVENUE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 124,958,000 | 127,211,000 |
| Total loans | 87,610,000 | 85,448,000 |
| Allowance for loan losses | 772,000 | 98,000 |
| Securities available for sale | 13,526,000 | 13,232,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 109,077,000 | 109,595,000 |
| Interest-bearing deposits | 85,454,000 | 86,614,000 |
| Noninterest-bearing deposits | 23,623,000 | 22,981,000 |
| Equity capital | 9,124,000 | 11,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 1,276,000 | 2,421,000 |
| Interest expense | 163,000 | 299,000 |
| Net interest income | 1,113,000 | 2,122,000 |
| Noninterest income | 55,000 | 194,000 |
| Noninterest expense | 892,000 | 2,398,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 276,000 | -82,000 |
| Income tax | 0 | 0 |
| Net income | 276,000 | -82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 8,890,000 | 8,318,000 |
| Total capital | 9,662,000 | 8,416,000 |
| Risk-weighted assets | 84,855,000 | 85,919,000 |