Call reports 2018
SAINTS AVENUE BANK — 2018
What SAINTS AVENUE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 79,921,000 | 82,755,000 | 82,798,000 | 88,516,000 |
| Total loans | 60,341,000 | 64,355,000 | 65,103,000 | 67,520,000 |
| Allowance for loan losses | 684,000 | 674,000 | 698,000 | 720,000 |
| Securities available for sale | 10,669,000 | 10,545,000 | 10,425,000 | 10,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,837,000 | 71,926,000 | 71,678,000 | 80,975,000 |
| Interest-bearing deposits | 59,711,000 | 59,937,000 | 60,107,000 | 69,467,000 |
| Noninterest-bearing deposits | 13,126,000 | 11,989,000 | 11,571,000 | 11,508,000 |
| Equity capital | 6,625,000 | 6,699,000 | 6,784,000 | 6,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,649,000 | 2,556,000 | 3,507,000 |
| Interest expense | 93,000 | 198,000 | 339,000 | 505,000 |
| Net interest income | 714,000 | 1,451,000 | 2,217,000 | 3,002,000 |
| Noninterest income | 130,000 | 270,000 | 409,000 | 533,000 |
| Noninterest expense | 787,000 | 1,575,000 | 2,338,000 | 3,142,000 |
| Provision for loan losses | 25,000 | 25,000 | 68,000 | 79,000 |
| Pretax income | 32,000 | 121,000 | 220,000 | 314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 121,000 | 220,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,793,000 | 6,882,000 | 6,981,000 | 7,075,000 |
| Total capital | 7,477,000 | 7,556,000 | 7,679,000 | 7,795,000 |
| Risk-weighted assets | 64,903,000 | 68,163,000 | 68,335,000 | 71,262,000 |