Call reports 2017
SAINTS AVENUE BANK — 2017
What SAINTS AVENUE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,063,000 | 74,580,000 | 75,904,000 | 81,197,000 |
| Total loans | 48,856,000 | 55,757,000 | 58,035,000 | 58,225,000 |
| Allowance for loan losses | 565,000 | 648,000 | 674,000 | 677,000 |
| Securities available for sale | 10,531,000 | 10,433,000 | 10,328,000 | 10,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,305,000 | 62,990,000 | 62,658,000 | 74,044,000 |
| Interest-bearing deposits | 43,525,000 | 49,501,000 | 50,184,000 | 58,398,000 |
| Noninterest-bearing deposits | 12,780,000 | 13,489,000 | 12,474,000 | 15,646,000 |
| Equity capital | 5,798,000 | 6,579,000 | 6,584,000 | 6,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,279,000 | 2,031,000 | 2,761,000 |
| Interest expense | 30,000 | 72,000 | 142,000 | 265,000 |
| Net interest income | 562,000 | 1,207,000 | 1,889,000 | 2,496,000 |
| Noninterest income | 104,000 | 244,000 | 362,000 | 501,000 |
| Noninterest expense | 667,000 | 1,345,000 | 2,117,000 | 3,029,000 |
| Provision for loan losses | 39,000 | 112,000 | 138,000 | 143,000 |
| Pretax income | -40,000 | -5,000 | -4,000 | -174,000 |
| Income tax | 0 | -207,000 | -207,000 | -207,000 |
| Net income | -40,000 | 202,000 | 203,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,878,000 | 6,629,000 | 6,630,000 | 6,761,000 |
| Total capital | 6,443,000 | 7,277,000 | 7,304,000 | 7,438,000 |
| Risk-weighted assets | 55,252,000 | 63,456,000 | 60,226,000 | 61,848,000 |